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If you’ve set up a budget, you know how important it is to keep your spending on track. Even a few dollars here and there can add up. The creative use of ordinary items you already have in your home can save you money.
Consider, for example, plain white toothpaste. It’s cheap, especially if purchased in a clearance bin or dollar store. In addition to keeping your pearly whites shining and healthy, the humble tube of toothpaste can do the following for you at a fraction of the cost of buying a cartload of specialized products:
Repair small holes in your walls. This works best with drywall, but it can also be used with plaster. Toot
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The initial step to staying away from the challenges of credit debt could be to establish and keep up a realistic budget. It isn’t as overwhelming as it looks, really do not get worried. It sometimes will help when you work with a plan simply set off and then begin to customize it to your own personal preferences.
To begin with, build a list of your regular monthly net income plus a list of your monthly expenses. When identifying earnings, list all sources such as alimony, court ordered child support, side jobs, etc. When determining costs, be sure to include things like housing, food, travel, electricity, water etc., entertainment, etc. To get an exact reflection of true expenditures, determine every night and take note of costs, just make sure to keep receipts. S
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Thus spake the Congressional Budget Office on the long-term future of American fiscal integrity (or rather, the coming lack of it). As Niall Ferguson reported in his piece for the Financial Times back in February,
“The long-run projections of the Congressional Budget Office suggest that the US will never again run a balanced budget. That’s right, never.”
So is the US the next Greece? All this talk of the US debt might seem to some like needless additional US-bashing or at worst, anti-Americanism. After all, just look at Europe, right? The Eur
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Chancellor Alistair Darling announced Labour’s last Budget before the general election yesterday (March 24th) but what impact is it likely to have on your finances?
Take a look at our round-up of some the issues that could matter to you.
Families
Parents of one and two-year-old children will receive £4 a week extra from 2012, paid through Child Tax Credit.
Work and pension secretary Yvette Cooper said that the toddler tax credit would benefit around 885,000 families earning less than £50,000 a year.
A “benefit boost”, worth up to £56 a week, was also unveiled for grandparents and other family “unsung heroes” who step in to care for children “at times of family difficulty”.
Petrol
A three pence rise in petrol prices is to be staggered in three stages. A Read more…