Interview with Chris Waterman, Managing Director and Head of fitch’s EMEA Insurance Group
interview with Chris Waterman from News Assurances on Vimeo.
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Chocolate-covered anything
This gift is as expensive as you want it to be. Find hand-dipped fruit from online sources from a local chocolatier or restaurant. Go even cheaper and bathe the fruit in chocolate yourself. Your Valentine’s not so sweet? Yes, Virginia, you can dip bacon.
This gift’s outlook for the future: I’m sensual and I will at least feed you.
Jewelry
Opening with a diamond is doable. But assume that she’s imagining bigger for every blingy purchase to follow. Look for something that reminds you of a dear or unique quality. Example: Answer her (or his) proclivity for Pirates of the Caribbean over-the-knee boots and rum, with inexpensive black pearl earrings.
Keep jewelry simple and understated until your wallet allows for carat growth. This packs the impact of the little padded box but doesn’t leave you buying the (gasp) engagement ring next.
This gift’s outlook for the future: You’re my Audrey Hepburn. She only got a rotary phone dialer in Breakfast At Tiffany’s, so you’ve got that going for you.
Flowers
Alright, I guess. Overpriced and tired, roses won’t make this list. Worry less about the flowers themselves and instead concentrate on delivery or presentation. This does not make permissible grocery store carnations. Look for small creative arrangements with splashes of classics like tulips or hydrangeas. Then work the element of surprise. A delivery at work or school garners jealousy disguised in compliments from friends or coworkers, making her the center of positive attention from Negative Nancys.
This gift’s outlook for the future: Roses are red. Violets are blue. With this sensible arrangement, I’m helping you flaunt my love for you.
Liquor
Tread lightly when gifting liquor and love. Champagnes, like Perrier-Jouët, sell boxed sets decked in satin like an alcohol coffin – alcohol coffins are wedding day expensive. Grain alcohol alone might send a disturbing vibe. But a basket filled with ingredients for a shared-favorite cocktail and glasses for two takes planning and makes grain alcohol okay, right?
This gift’s outlook for the future: I’ll heart drinking with you 4-ever.
While we shouldn’t celebrate each other only on these greeting card holidays, it’s still important to slow down and share symbols or trinkets of our love – even if the trinkets symbolize your everlasting commitment to frugality.
LV= announces instant evaluation for clients
News of the World is facing new claims as legal documents have come to light which allegedly show phone hacking could have been occurring as late as last year. The Met police are also facing criticism in regards to their handling of the initial investigation.
The EU has their M3 Money Supply at 9am this morning, but that is it in terms of European data. Yesterday we saw Industrial Confidence come out at 6.0, this was good news for the euro as it was significantly higher than expected. However it was not good enough to wipe out the damage caused by the drop in Consumer Confidence and Economic Confidence, also released yesterday. This saw sterling euro push back up over the 1.16 level, but this was tentative as we can see this morning.
SMART Goals
SMART stands for specific, measurable, attainable, realistic, and timely. The acronym is significant because a good goal is one that incorporates each of those characteristics. (there are some versions of that acronym that swap out words but the basic gist is the same)
It’s important to set goals in the first place, SMART or otherwise, because it’s always valuable to have a target. Without a target, you don’t know what you’re aiming for. The other characteristics that make a goal SMART will help maintain motivation, which is absolutely crucial.
How do we turn a not-SMART goal into a SMART one? Let’s take the old classic, “lose weight.” Lose weight lacks all of the characteristics of a SMART goal. It’s not real