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With today's economy, it's hard to feel like you can stay on top of things. Everyone worries if can can pay your credit card bills or about the possibility of losing the job. Maybe somebody has to reduce hours of work or to choose between the services. If you lose your ...

What do you know about the mod
types of banking

Banking has changed in many ways over the centuries. The oldest forms of banking were often simple loans issued to businesses to buy their property. Once the goods were sold, the lender collected the money for the loan with interest. Today banks have diversified their services and products in order ...

What you should realize before
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A chance to work at home online shouldn't be missed. If you want to earn extra income from home you should find the right business and you need to do all the important research. Due diligence is the foundation of any undertaken research and it must be applied in force ...

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How well it would have been if all goes according to plan. You at first hand never taken a loan and if caught you would be repaid on time. Well, it never happens, otherwise you would have been living in an ideal world. However management services debt help execute your plans ...

A brief overview of foreclosur
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There are many properties in a stage of foreclosure or taken back by lenders at this time and a lot of buyers ask about them, because they heard that's where you can get an incredible deal. You should mention that there is much misinformation and hype out there and we ...

Archive for August, 2011

Rheem Arkansas Credit Union is devoted to providing you with the best financial products and services. Today, Rheem Arkansas Credit Union is offering a 6-month CD rate for 1.11% APY.

6-Month CD Rate Terms and Conditions

In order to be eligible for this CD rate, you must be a member of the credit union. Please contact the credit union directly for information regarding the minimum balance required to obtain the stated APY. Rates are subject to change at anytime. Early withdrawal before the account reaches maturity may result in a penalty. Please contact the credit union directly for more information.

About Rheem Arkansas Credit Union

Rheem Arkansas Credit Union is here to help you.

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Fed ‘Prepared To Employ Its Tools,’ But No New Steps Now

Posted by Jake Jackson on August - 26 - 2011 0 Comment

Federal Reserve Chairman Ben Bernanke spoke today in Jackson Hole, Wyo., the same place where last summer he signaled a major policy shift, the second round of quantitative easing. Today, as expected — he said nothing exciting.

…the Federal Reserve has a range of tools that could be used to provide additional monetary stimulus. We discussed the relative merits and costs of such tools at our August meeting. We will continue to consider those and other pertinent issues, including of course economic and financial developments, at our meeting in September , which has been scheduled for two days (the 20th and the 21st) instead of one to allow a fuller discussion. T

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Disagreed IRS Audit Report

Posted by Jake Jackson on August - 26 - 2011 0 Comment

The audit report is the last step in the audit process. Usually your CPA, enrolled agent or your tax attorney will have an idea where the audit is going; some IRS auditors like to give a play by play findings while others deliver the findings in an exit conference. Even without a briefing with the auditor, your CPA or tax attorney can fashion an idea about the findings from the document request presented by the auditor.

The IRS audit negotiated settlement may be a process of give and take. You may concede an item that the IRS feels strongly about and insist on another that you feel strongly about. Ultimately both the auditor representing the IRS and your CPA must face the music.

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Pay settlements stuck at 2.5%

Posted by Charles Hughes on August - 25 - 2011 0 Comment

Average wage deals held steady at 2.5% in the three months to the end of July, according to Incomes Data Services (IDS).

The employment analysis service said that median awards have remained the same since the start of the year but noted that settlements in the lower quartile rose from 1.5% in the three months to June to 2% in the latest analysis period.

Two thirds of all deals were worth between 2 and 3% inclusive, while 24% of settlements were worth exactly 2%.

Workers in the manufacturing sector enjoyed the highest wage rises, with a median increase of 2.9%.

The median rate lags considerably behind that rate of inflation which rose to 4.4% last month, up from 4.2% in June.

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Looking to upgrade from a Netflix + Popcorn night? Every Friday night, you can get 2-for-1 movie tickets from Fandango.com if you have a Visa Signature card. (20% off $25 on other days. Check out your cards, you may be surprised to have one and not know it.) If you are a member of AMC Stubs, you can get the as well. Also, you can get 50% off a Large Popcorn/Large Drink combo from AMC with this . Valid from 8/26-9/8.

The summer blockbuster season is almost over, and the only one I saw was Harry Potter. Am I the only one that was underwhelmed? I think the only other one I wanted to see was Hangover 2, but I can wait for DVD.

What to do if You Receive an IRS Audit Notice

Posted by Patrick Howard on August - 24 - 2011 0 Comment

If you receive a tax audit notice from the IRS, you need to know what to do.  At times, you do not even need to see an IRS agent face-to-face.  The IRS audited 1,581,394 individual income tax returns in 2010, out of which 1,238,632 of them were by correspondence.  The rest of the audits (342,762 in number) were done through personal interview.  On the other hand, among the corporate taxpayers, the IRS audited 29,803 returns and 1,202 of them were done by correspondence while 28,601 of them were done in the field.

However, this year your chances of receiving an audit notice would have risen seeing that the IRS has increased the number of IRS agents over the last 2 years – by 3% in 2009 and by 7% in 2010.

Here’s what normally happens in a field audit.  It begins when a Revenue Agent sends you a letter informing you that your tax return has been selected for audit.  In addition, the letter will also contain the day and time the audit is to begin and the records the IRS Agent would like to examine.

What you should do is contact your tax attorney immediately.  It is highly advisable that you do not attempt to handle your own tax audit.  There are

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