Written on September 2, 2010 by Patrick Howard
If you’ve made the decision to get control of your debt (and possibly get rid of it), congratulations! Taking an honest look at your debt obligations isn’t easy. Neither is it easy to develop an effective repayment plan.
Over the last several years, two types of companies have emerged – both aimed at helping consumers manage and eliminate debt. Many people assume that “debt consolidation” and “credit counseling” are essentially one and the same, but they offer very different services and may not be right for everyone.
Debt Consolidation
Debt consolidation is exactly what it sounds like. All of your outstanding credit accounts are consolidated into one loan and one monthly payment. With debt con
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Written on August 31, 2010 by Patrick Howard
It is easy to file bills away without paying any attention to all those pages of charges. However, taking just a few minutes to check on what is in your bills can save you a significant amount of money in the long run. Here are five common billing mistakes that you should scan your bills for each month:
Hospital Billing Errors If you have had a recent hospital stay, make sure and check your bill carefully to see that you have not been overcharged. Patients often find that they have been charged for extra days at the hospital, for pills or treatments they never received, or for doctors that never actually treated them.
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Written on August 30, 2010 by Charles Hughes
Study : Children’s health at risk from non-prescription drugs
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Written on August 29, 2010 by Charles Hughes
Ataxic cerebral palsy accounts for five to ten percent of all cases of cerebral palsy. In this form of cerebral palsy, there is damage to a part of the brain called the cerebellum that helps maintain balance and coordination. When the cerebellum is damaged, it can result in poor muscle tone or hypotonia, difficulty maintaining balance and a normal gait, tremors, disorders of depth perception and an inability to control the range and motion of voluntary movements. As a result, children with ataxic cerebral palsy often demonstrate a wide-based, unsteady gait.
They may also have intention tremors that are tremors that occur while attempting voluntary movements. Voluntary movements are typically clumsy and difficult to perform; finer movements, such as writing, are most severely affected.
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Written on August 28, 2010 by Patrick Howard
How often do you stop and think about your investment portfolio and then feel gluttonous or greedy once you turn to read the latest article on the earthquake in Central America or the floods in Pakistan? How about if you’re checking your stocks on the iPhone and then you walk past someone sitting on the street asking for change? I know I have. I briefly wonder if I’m doing something deeply wrong.
It can only be a human reaction, but the fact is that we all must help ourselves, and then we must try to help others, too. You know, make sure your own oxygen mask is on before trying to help others with theirs. Is this not a transferable analogy?
Philanthropy When You’re Still Poor
. I’ll use t
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Written on August 27, 2010 by Charles Hughes
Sales of new homes in the US fell by 12.4 percent to an annualized rate of 276,000 units. This is the lowest rate since data was first collected in 1963 according to the Commerce Department and is seen by many as confirmation that the economy is slowing more rapidly than previously thought. Analysts are warning that this could suggest the third quarter could actually see a decline in growth.
“If you don’t get a pick up in the next couple of months, it sure looks like it’s possible the economy could contract in the third quarter,” said Keith Hembre, chief economist at First American Funds in Minneapolis, Minnesota.
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